Your salary is only
part of the story.
10-Year Net Worth Projection
Example · $450K net worth · $210K salary · quarterly RSU vests
Salary, bonus, and RSU vests projected forward — month by month, 10 years out.
10-Year Net Worth Projection
$210K salary · RSU grant · homeowner
December 2026
+$18K this month
Generic finance tools aren't built for this
High earners with equity compensation have compounding complexity that most tools simply ignore.
They track the past, not the future
Budget apps tell you where money went. They can't project how RSU vests, market growth, and compounding income interact over a decade.
Spreadsheets break under complexity
Quarterly vesting, a bonus cliff, market-linked assets, and a changing tax rate require simulation — not formulas that drift out of sync.
Advisors model once, not continuously
Your compensation evolves. Grants change. You need a tool you can update and re-run on your own schedule without scheduling a meeting.
What a 10-year net worth projection actually looks like
Three compensation profiles. Same tool — different inputs, different projections.
10-Year Net Worth Projection
$210K salary · RSU grant · homeowner
A homeowner with one active RSU grant and a mortgage. Salary, quarterly vests, and an annual bonus modeled together against a mixed asset base.
- Quarterly RSU vests add ~$13K net every 3 months
- March bonus adds ~$20K net — timing modeled precisely
- 7% growth compounds on $580K in market-linked assets from day one
Starting Net Worth
$488K
Projected (10yr)
$2.0M
Annual RSU Income
$52K
Monthly Net Cash
+$1,500
Your entire compensation, modeled together
Built around the specific structure of equity-compensated income — not retrofitted from a generic budgeting app.
RSU & equity grants
Map your full grant portfolio. Vest dates, share counts, and estimated prices are projected forward — sold immediately on vest with tax applied.
Salary and bonus
Annual base, bonus target, and payout timing modeled with a single effective tax rate applied consistently across all earned income.
Net worth trajectory
Assets are bucketed into market-linked, liquid, and illiquid — each projected with appropriate growth assumptions over your chosen horizon.
Clear, auditable projections
You set every assumption. The engine produces a single, month-by-month forward projection from your exact inputs — no black box, no random sampling.
A decade of financial clarity
The simulator produces a month-by-month projection with year-end snapshots, cash flow analysis, and a full net worth breakdown.
Starting Net Worth
$850K
Projected (10yr)
$3.2M
Market Assets (10yr)
$2.1M
Annual RSU Income
$152K
These are example numbers. Yours will be different.
Enter your actual salary, grants, and assets to see your real 10-year trajectory.
Know where your RSUs and salary are taking you.
Built for high earners with salary, bonus, and RSU compensation. Enter your numbers and run your first 10-year projection in minutes.